Mutual Funds
What is a Mutual Fund?
A mutual fund is an investment vehicle that pools money from multiple investors to invest in a diversified portfolio of assets such as stocks, bonds, money market instruments, or other securities. Managed by professional fund managers, mutual funds are designed to help investors grow wealth over time, while spreading risk across multiple investments.
Mutual funds offer a convenient and cost-effective way to participate in financial markets, whether you're a beginner or a seasoned investor. They cater to different risk appetites and financial goals — from capital preservation and income generation to long-term wealth creation.
Investors can start with small amounts, monitor performance regularly, and enjoy liquidity, transparency, and regulatory protection under SEBI (Securities and Exchange Board of India) guidelines.
Key Features :
- Equity Funds: Invest in shares for high growth potential.
- Debt Funds: Invest in fixed-income instruments for stability.
- Hybrid Funds: Mix of equity and debt for balanced risk.
- ELSS (Tax Saving Funds): Equity funds offering Section 80C tax benefits.
- Minimum Investment: Start with as low as ₹100 through SIP (Systematic Investment Plan) or a ₹1,000–₹5,000 lump sum, depending on the fund.
Why Choose Mutual Funds?
- Diversified Portfolio: Lowers the risk of losses by investing across sectors, companies, or asset classes.
- Professional Management: Expert fund managers handle research, strategy, and rebalancing.
- Systematic Investment: SIPs help you invest consistently and benefit from rupee cost averaging.
- Transparency & Regulation: NAVs declared daily; regular portfolio disclosures; regulated by SEBI.
Eligibility Criteria (General) :
- Applicant: Indian resident (individuals, NRIs, corporates, minors via guardian).
- Age Requirement: 18 years+ for self-investment.
- KYC Compliant: PAN, Aadhaar, and address proof mandatory.
- Bank Account: Required for redemption and dividend payout.
Why Take Mutual
Funds from Wealth Finversity?
Quick & Seamless Onboarding
Open your investment account in minutes. Start investing through SIP
or lump sum after basic KYC verification and risk profiling.
Goal-Based Advisory
Plans aligned to your financial goals: retirement, wealth building,
tax-saving, or children's education. Get recommendations from certified experts.
Smart SIP Tools & Flexibility
Start SIPs as low as ₹100. Easily modify, pause, restart, or increase
your investments anytime as your income grows.
Custom Portfolio Tracking
Track your mutual fund portfolio in real-time with our easy-to-use
dashboard and mobile app.
Tax Optimization Planning
Get smart recommendations for ELSS, and tax-harvesting strategies to
maximize post-tax returns.
Zero Hidden Charges
No hidden commissions or processing fees. Transparent disclosure of
expense ratios and fund performance.
